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Do you need help with ARC Europe?
Are you receiving letters from ARC Europe Ltd Debt Collection? Are they sending letters to your home address or your place of business?
You may even notice that ARC Europe Ltd Debt Collection call you from a number of different phone numbers, some may even display as local phone numbers to where you live.
Don’t worry, we are here to help.
So, lets find out more about how ARC Europe work …
Will ARC come to my house to collect this debt?
ARC Europe Ltd Debt Collection may have appointed field agents to make home visits to discuss the alleged debt. These visits can be very distressing not only for the person who is the named debtor, but for the entire family. These methods can have a detrimental effect to your mental and physical health, and to the people around you.
These are all very common tactics which ARC Europe Ltd Debt Collection use to get in touch with the people who owe them money. Without appointing a debt company to represent you, this may continue.
As a long-established independent debt website, we have a vast experience of dealing with creditors such as ARC Europe Ltd Debt Collection. We understand the tactics that they use, and we can work with you to get them to stop.
How will ARC Europe Ltd Debt Collection chase me if I don’t pay?
Creditors such as ARC Europe Ltd Debt Collection use computer systems (often known as customer relationship management systems) to keep on top of their debtors. They often follow a debt process which will make them the most profit. These methods are often seen as aggressive and you may have seen documentaries and news articles criticising the heavy-handed nature of debt collectors and bailiffs. Although the Government have come some way to reduce their powers, the main tactic continues: intimidation.
The first point of contact which ARC Europe Ltd Debt Collection may use will be an introductory phone call and letter. This is to set out their pre-action protocol. You will usually receive (in writing) a letter explaining the total amount of debt owed, any charges/penalties which may have been accrued and a tight deadline for you to repay the debt in full. The letter will usually mention what steps will happen if you do not pay the debt in full. These steps are usually:
- A home visit
- A county court judgement (CCJ), issued by ARC Europe Ltd Debt Collection if you fail to repay the debt within this tight deadline
- A threat of bankruptcy (usually if the debt is over £750)
Letters like this are very standard with every credit provider and not just ARC Europe Ltd Debt Collection. It is important to not take these letters personally. There is help at hand, but you should act quickly.
If you have been contacted by ARC Europe, contact us immediately and we will try to deal with them on your behalf.
How will ARC Europe chase me if I don’t pay?
Creditors such as ARC Europe Ltd Debt Collection use computer systems (often known as customer relationship management systems) to keep on top of their debtors. They often follow a debt process which will make them the most profit. These methods are often seen as aggressive and you may have seen documentaries and news articles criticising the heavy-handed nature of debt collectors and bailiffs. Although the Government have come some way to reduce their powers, the main tactic continues: intimidation.
The first point of contact which ARC Europe Ltd Debt Collection may use will be an introductory phone call and letter. This is to set out their pre-action protocol. You will usually receive (in writing) a letter explaining the total amount of debt owed, any charges/penalties which may have been accrued and a tight deadline for you to repay the debt in full. The letter will usually mention what steps will happen if you do not pay the debt in full. These steps are usually:
- A home visit
- A county court judgement (CCJ), issued by ARC Europe Ltd Debt Collection if you fail to repay the debt within this tight deadline
- A threat of bankruptcy (usually if the debt is over £750)
Letters like this are very standard with every credit provider and not just ARC Europe Ltd Debt Collection. It is important to not take these letters personally. There is help at hand, but you should act quickly.
If you have been contacted by ARC Europe Ltd Debt Collection, contact us immediately and we will try to deal with them on your behalf.
How can we help?
When you first contact us, you will notice that all of our employees are vastly experienced in dealing with creditors such as ARC Europe Ltd Debt Collection. As one of the largest debt websites in the United Kingdom, we pride ourselves in dealing with a high amount of debt related queries in an empathetic, effective and speedy fashion.
We request reviews from every single customer who we help, some of them have given very detailed feedback on how we have helped them and how it has completely changed their lives (in a very short space of time). So please check out these reviews and see for yourself!
We deal with a variety of debt solutions and a wide range of debt companies. This means that you will always find the best debt solution for yourself, without exception. As we are not tied to any one particular company, we can work hard to ensure you repay the very minimum that you need to.